The Financially Underserved and Underbanked

Minorities

We are compelled to tackle the lack of financial education in certain communities and the poverty it causes.

While not the only cause, lack of financial literacy and education play a large role in the root causes of poverty and being able to escape it.

Public schools have caused the poverty problem to worsen due to focusing on college prep rather than enabling students to make smart money decisions for life. We are not pointing blame…just identifying a weak link in the chain we can fix. 

Financial Literacy Empowers Us

Title V of the Fair and Accurate Credit Transaction Act (FACT Act) established the Financial Literacy and Education Commission (Commission) with the purpose of improving the financial literacy and education of persons in the United States.

Financial Literacy courses empower us with financial skills, habits, and long-term thinking that will help achieve more self-reliance and greater independence. Financial Literacy courses also show us how saving and investing for the future can change our lives. This process and new learning enable citizens to build, protect and manage their wealth. This improves the quality of life and contributes to a robust economy.