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Important Disclosures and Public Statements


The articles published here represent the personal views of the author(s), and not necessarily the views of any securities firm, insurance company, FINRA, SEC or organization with which he or she may be affiliated. All statements made in these articles are for general information only and are not intended to provide, nor should they be relied on as, legal or investment advice.  Readers must consult with their qualified investment, tax or legal advisors before relying upon any content contained herein. Statements made in these articles may be incorrect for your state or jurisdiction. Also keep in mind that at the time when you read such statements the underlying rules, regulations and/or decisions may no longer be controlling or persuasive as a matter of investment or insurance law or interpretation.

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Who Are Special Needs Children?

Who Are Children With Special Health Care Needs –CSHCN
The Department of Health and Human Services, Health Resources and Services Administration defines children with special health care needs (CSHCN) as those who have or are at increased risk for a chronic physical, developmental, behavioral, or emotional condition and who also require health and related services of a type or amount beyond that required by children generally.

This definition is broad and inclusive, incorporating children and youth with a wide range of conditions and risk factors, and identifies children based on the consequences they experience due to an ongoing health condition. The definition is not anchored to a specific set of health conditions, as CSHCN share many common needs regardless of their specific diagnosis (or whether or not their condition has a clear diagnosis).

Special Planning
Parents of children with special needs require additional planning as these kids suffer from the following disorders:

  • ADD/ADHDAD/HD (Attention-Deficit/Hyperactivity Disorder)
  • Autism
  • Blind/Vision Impaired
  • Cerebral Palsy
  • Deaf/Hearing Impaired
  • Developmental Disabilities/Mental Retardation
  • Down Syndrome
  • Epilepsy
  • Feeding Issues
  • Sensory Integration Disorder
  • Speech Disorders
  • Spina Bifida
    (Note: this list is not inclusive)

4% of our Children…21.8% of Our Households
3.9 percent of children under 18 years of age in the United States, or approximately 10.2 million children, are estimated to have special health care needs. Overall, 21.8 percent of U.S. households with children have at least one child with special health care needs. Source: Data Resource Center for Child and Adolescent Health

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Jim Robinson posted on Friday, May 20, 2011

Tags: Childern Special Health Care Needs, Special Needs Children

Posted in: Special Needs

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