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Important Disclosures

Important Disclosures and Public Statements


The articles published here represent the personal views of the author(s), and not necessarily the views of any securities firm, insurance company, FINRA, SEC or organization with which he or she may be affiliated. All statements made in these articles are for general information only and are not intended to provide, nor should they be relied on as, legal or investment advice.  Readers must consult with their qualified investment, tax or legal advisors before relying upon any content contained herein. Statements made in these articles may be incorrect for your state or jurisdiction. Also keep in mind that at the time when you read such statements the underlying rules, regulations and/or decisions may no longer be controlling or persuasive as a matter of investment or insurance law or interpretation.

Consumer Finance Articles

Entries for 'retirement'

Can You Afford Not To Have a Financial Plan

Who can’t use a roadmap nowadays? Economic times certainly causes many people to think about getting a financial plan done to help get back to where they were before the Great Recession that started in 2007.  The Great Recession The late-2000s financial crisis is considered by many eco...

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TAGS: Retirement, Wealth, Underserved, African American, Latino, Hispanic, Minority

White and Black Wealth Gap has Quadrupled...Why?

Wealth…this word means different things to different people, cultures and nations. Here we use the word “wealth” in context of what you own minus what you owe. Wealth also means you have the capital to start a business, buy a home, send your children to college, and ensure th...

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TAGS: Retirement, Minority, Wealth, Underserved, African American, Latino, Hispanic

Are There Errors In Your Pension Calculation...

There has been a shift in the employer-sponsored pillar from defined-benefit plans to defined-contribution. Companies started shifting away from defined-benefit plans because they were more expensive for them. Defined Benefit Plan is the old-school plan that pays a certain portion of an employe...

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TAGS: Retirement, Pension, Defined Benefit, Defined Contribution, 401k

72% of Workers Age 60 and Older are Putting Off Retirement

More than ever the American consumer needs the advice and counsel of Financial Services Professionals. Money Management Executive Magazine recently ran an article that stated that 72% of workers age 60 or older (For women…the percentage is 76%) are putting off retirement because they say they...

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TAGS: , Wealth, Retirement

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