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Important Disclosures

Important Disclosures and Public Statements


The articles published here represent the personal views of the author(s), and not necessarily the views of any securities firm, insurance company, FINRA, SEC or organization with which he or she may be affiliated. All statements made in these articles are for general information only and are not intended to provide, nor should they be relied on as, legal or investment advice.  Readers must consult with their qualified investment, tax or legal advisors before relying upon any content contained herein. Statements made in these articles may be incorrect for your state or jurisdiction. Also keep in mind that at the time when you read such statements the underlying rules, regulations and/or decisions may no longer be controlling or persuasive as a matter of investment or insurance law or interpretation.

Consumer Finance Articles


Investments

 

US Treasuries - Do It Yourself

TreasuryDirect is the first and only financial services website that lets you buy and redeem securities directly from the U.S. Department of the Treasury in paperless electronic form. We offer product information and research across the entire line of Treasury Securities, from Series EE Savings ...

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TAGS: Long Term Care, Retirement Planning, Senior Citizen, Investments

REITS

Real estate investment trusts, known as REITs, are entities that invest in different kinds of real estate or real estate related assets, including shopping centers, office buildings, hotels, and mortgages secured by real estate. There are basically three types of REITS: Equity REITS, ...

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TAGS: Long Term Care, Investments, Retirement Planning, Senior Citizen

Facebook, Twitter Pre-IPO Offerings Could be Scams

FINRA is issuing this alert to warn investors about pre-IPO scams purporting to offer access to shares of Facebook and other popular, well known private companies. We posted this announcement in it’s’ entirety for the benefit of our readers…particularly our seniors. Pre-IPO Offerin...

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TAGS: Minorities, Senior Citizen, Financial Education

Viaticals & Life Settlements...The Secondary Market

In 1989, An American who had come to grips with the fact that he had terminal cancer sold an existing in-force life insurance policy for an amount greater than the cash value and less than the death benefit. This transaction marked the beginning of a life insurance secondary market i.e. the Viatical...

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TAGS: Seniors, Viatical, Life Settlements, Life Insurance

More Than 50 Million U.S. Households Own Mutual Funds

The Investment Company Institute –ICI statistics revealed that more than 50 million U.S. households owned mutual funds in 2009. Mutual funds are the most commonly held type of fund 3.0 million households reported owning exchange-traded funds (ETFs) 1.8 million households re...

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TAGS: Investments, Mutual Funds

FINRA Warns Investing Public of Green Energy Investment "Pump and Dump"

FINRA Warns Investing Public of Green Energy Investment Scams Washington, D.C. — The Financial Industry Regulatory Authority (FINRA) recently issued an Investor Alert warning investors to be wary of green energy investments that promise large gains from investing in companies purportedly invol...

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